Our Services

Step 1

Worried Couple looking at laptop computer drinking coffee

Identifying The Credit Problems

The first step to better credit is to identify inaccurate information that is bringing your scores down. This is done through a deep and thorough credit analysis process. Once we understand what the problems are, we will take action to begin the dispute process and start having those inaccurate and unverifiable collections and negative accounts removed and corrected. This will allow your positive credit to increase your credit score. We are here with you every step of the process and will make sure it is done legally and ethically. Our goal is to quickly help your restore your credit score.

Step 2


Challenging the Bureaus

Once we have identified all of the information that is unverifiable, inaccurate or misleading, it is entered into our system. This allows us to begin the dispute process. This process will challenge the information reported by each credit bureau, the creditor and debt collector. The letters are mailed to the appropriate parties. This process can take 30 to 45 days as we wait for the replies and updates. You will be able to check the status of your credit via our online portal. We work to restore your credit from start to finish.

Step 3

Woman in home office with computer and paperwork frowning

Analyzing the Updates Credit Responses

After the updated CRA reports have come back in from the suppliers, we will go over them once again to verify the inaccurate, unverifiable or misleading trade-lines that have been removed or updated.
If the information is still on the report, we go back to the entities that furnished the credit items and re-challenge them about why the information was not deleted or updated, using FCRA and FDCPA laws.

Step 4

Excellent Credit Score


During the credit repair process, we will provide you with information and the education you need to continue raising your credit scores. You will get information about debt settlement and what it takes to rebuild your credit. This education process will happen via emails, text messages and phone calls. There are other products we offer that can help you with your credit rebuilding process. Things like legal assistance, credit monitoring and rebuilding your credit cards will all assist you on the path to restoring a healthy credit profile and maintaining it.

What is Included in the Service

Fixing your credit is our goal. We will work hard to correct, update or remove the following inaccurate, misleading and unverifiable items listed below:

  • Late pays
  • State Tax Liens
  • Federal Tax liens
  • Inquiries
  • Collection accounts
  • Identity Issues
  • Charge-offs
  • Medical Bills
  • Authorized users
  • Bankruptcies
  • Obsolete items
  • Child support
  • Repossessions
  • Foreclosures
  • Duplicates
  • Student loans

Outdated and incorrect personal information: Names, Addresses, Employers and Social security numbers.